Central Settlement & Del Credere
We handle central settlement of your supplier invoices and assume the del credere (payment guarantee), giving suppliers certainty and members clear, consolidated payment terms.
Free consultationStronger Together in Dairy Wholesale
AFMO is the cooperative of independent dairy-product wholesalers. Together we bundle purchasing power, secure billing through central settlement and a strong network of over 220 suppliers — so every member succeeds. Freshness is our business.
What We Do
Services for Our Members
As a cooperative we give independent wholesalers the strength of a large group — purchasing power, financial security and a network that keeps them competitive.
Joint Purchasing & Conditions
Through bundled volumes across more than 220 renowned suppliers, members secure strong conditions and a broad product range they could not achieve alone.
Free consultationTrade Fairs
Our traditional spring and autumn trade fairs are a central marketplace — a 360° view of market trends, new products and future concepts for retail, catering, gastronomy and hotels.
Free consultationRegional Product Ranges
With our "WIR von HIER / Regional Rockt" concept we provide distribution solutions for local, regional and national products for wholesalers and large-scale buyers.
Free consultationMember & Partner Services
We maintain a strong network with companies, associations, insurers and banks, and support members with advice, contracts and everyday business needs.
Free consultationLiquidity & Financing
As an exempt credit institution we offer members reliable settlement and financing solutions that keep cash flow stable and planning secure.
Free consultation
Our Process
How It Works
A clear path to becoming a member and unlocking the strength of the cooperative.
1
Get in Touch
Tell us about your business. We arrange a free, no-obligation conversation to understand your needs.
2
Membership & Onboarding
We explain how the cooperative works, the conditions and the benefits, and guide you smoothly through joining.
3
Purchasing & Settlement
You order from our supplier network on bundled conditions; we handle central settlement and assume the del credere.
4
Grow Together
You benefit from trade fairs, regional ranges, financing and a partner network — and grow within a strong community.
Why AFMO
Why Choose Us
What one alone cannot achieve, many can — the strength of the cooperative for independent wholesalers.
Over 60 Years of Experience
For more than six decades AFMO has proven that a cooperative is the ideal form to combine independence with shared success.
Financial Security
Central settlement and del credere give suppliers certainty and members clear, consolidated terms — supervised and reliable.
BaFin-supervised Institution
As a supervised institution we meet high standards of security, reliability and financial diligence for our members.
A Strong Network
Over 220 renowned suppliers, plus partnerships with associations, insurers and banks — the full strength of the community, working for you.
Member Feedback
What Our Members Say
Feedback from independent dairy-product wholesalers who are part of the AFMO cooperative.
Joining AFMO was the best decision for our wholesale business. The bundled purchasing conditions alone more than justify the membership, and central settlement takes a huge administrative burden off our shoulders.
The del credere gives us real peace of mind — we know our suppliers are paid and our terms are clear. As a small, independent business we finally have the strength of a large group behind us.
The spring and autumn trade fairs are invaluable. In two days I see the whole market, discover new products and meet suppliers face to face. It keeps our range fresh and competitive.
The regional product concept helped us build a distinctive range for our catering and hotel customers. Being part of the cooperative opened doors we could never have reached alone.
What I value most is that we stay fully independent while benefiting from the group's purchasing power and financial services. The AFMO team is competent, personal and always reachable.
The financing and settlement services keep our cash flow stable and predictable. For a family business like ours, that reliability is worth its weight in gold.
From the very first contact the team was straightforward and helpful. They explained the cooperative model clearly, with no hidden costs. I recommend AFMO to any independent wholesaler.
Questions
Frequently Asked Questions
Answers to the questions we hear most often. If yours isn't here, reach out for a free consultation.
AFMO is a cooperative (eG) of independent dairy-product wholesalers. We bundle purchasing power, handle central settlement of supplier invoices, organise trade fairs and support our members with a broad network and financial services.
We consolidate and settle your supplier invoices centrally and assume the del credere — the guarantee that suppliers are paid. This gives suppliers security and gives members clear, simplified payment terms.
Independent wholesalers of dairy and related food products can apply for membership. In a free conversation we assess how the cooperative can strengthen your business.
Yes. You remain a fully independent business. The cooperative simply gives you the purchasing power, financial security and network of a large group while you keep full control of your company.
Simply fill in the contact form below with a few details. Our team will get back to you to arrange a free, no-obligation conversation and guide you through membership.
Become a Member
Tell us a little about your business and our team will get back to you. Your first consultation is free and without obligation.
Hanauer Landstraße 294, 60314 Frankfurt am Main, Deutschland
+49 69 415094
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